Real Estate Agents or Professionals

Real Estate agents, Mortgage Brokers, Escrow Agents, Real Estate Attorneys, CPA's , Financial Planners and Contractors. Note Brokers Please
see our Brokers page.

We pay you $500 cash for every deal we close on, from  any  note holder that your referred to us.

We specialize in 1st position mortgage notes, business notes, land notes, annuities, settlements, automobile portfolio notes, accounts receivables and mobile home note and mobile home park notes.

If you have a client or know someone that is receiving payments on a note and needs cash now, we can help. Help your client can get the funds they need in as little as 10 days, with no closing costs or fee..

We offer a no obligation note appraisal by one of our "Certified Note Appraisers".

Simply give your client our contact info and we do the rest. Or if you prefer call
or email their contact information and you can remain anonymous.

One of our primary services is to assist both buyers and sellers of Real Estate achieve their goals by utilizing a variety of financing strategies based on the "Simultaneous Closing" model.

In its most common form a simultaneous closing takes place when a seller him/herself "loans" the buyer a certain percentage of the money the buyer needs to purchase the seller's real estate. Typically this is done when the buyer is not able or willing - for a whole host of reasons - to secure traditional financing for the purchase of the property. The "loan" or "private mortgage" which the seller subsequently owns and can collect regular payments on (from the buyer) is then purchased from the seller by a third party Investor. In this way the seller ends up receiving all the cash for the sale of their property, just as they would have if the buyer had made an all cash purchase of their property.

Basically then there are 2 steps or stages of a Simultaneous Closing:

Using owner financing the seller sells the property: at the closing a Mortgage Note or Deed of Trust is created between the buyer and the seller.

Next, at the same closing, a third party Investor buys the Mortgage Note or Deed of Trust from the seller for a prearranged price.

Simultaneous Closings present the buyer and the seller with a number of benefits. For example, they make it possible for the seller to significantly increase the number of potential buyers for their property. For buyers that are not able to secure traditional forms of financing a Simultaneous Closing might just be the only way they can make such a purchase. Both the seller and the buyer typically benefit by not having to deal with certain lending fees/points or the time constraints that are commonly imposed by conventional lenders.

There are many variation on this Simultaneous Closing strategy as well as many risk elements that need to be properly addressed. Done properly these kinds of transactions can be a win-win for all involved.

Given the current state of the housing market and the increasing demands of lending institutions, the Simultaneous Closing model of financing (in a variety of forms) is sure to become more and more appealing to a growing number of prospective sellers and buyers.


We offer our services in this area in order to facilitate the best possible transaction for all parties involved. From the initial stages of buyer seller education to the most profitable sale of the Mortgage Note or Deed of Trust.

If you are interested in Simultaneous Closings for yourself or your clients, simply Click Here to email us with your basic contact details. We look forward to providing you with a free consultation.

See our most recent deals

Note requirements:

1. Min $100,000 SFR homes notes , $100,000 on business notes and $25,000
    on Mobile Home notes.

2. LTV of 85% or less

3. Min. 6 months on time payments.

We specialize in purchasing business notes backed by Real Estate and pay
top dollar. Contact us today for a free appraisal.

We no longer offer full purchase  simo closings. We can offer purchase of 1st
years payments with option to renew each year.

We also do not purchase notes in the 2nd position at this time.

All business notes must be secured by Real Estate. We do not purchase
business notes that do not include building/land.

How A Mortgage Can Sell A Property!

The use of a private seller carryback mortgage (or deed of trust) to enable a property to sell quickly and profitably is one of the most dynamic and best-kept secrets in real estate today.

The benefits to the seller are immense: an immediate all-cash sale without having to pay any points or fees and without having to wait for (and hope the buyer passes!) the lengthy loan process.

The buyer receives financing at attractive terms without paying any points or fees or going through a drawn-out qualification process.

Private mortgages or trust deeds thus make sense for the seller, buyer -- and the agent!

We also purchase business notes the same way.


How does it work?

We are interested in transactions involving a buyer's down payment and a seller-held first or second mortgage or trust deed.

We contract to purchase that mortgage or trust deed.

IMMEDIATELY upon closing and the documents are recorded, the seller receives cash for the mortgage or trust deed he or she holds.



How does the seller know that the mortgage/trust deed will be purchased?

We sign a legal contract with the seller obligating us to purchase it. The seller knows what he or she will receive for the mortgage or trust deed before he even sells the property.

Is the mortgage sold at a discount?

Yes, but when discounting is necessary, our policy is to always strive to keep it to a minimum.

We can give the seller several options such as partial buy out, 10-12 deals or full buy out.

We never charge any points, fees or other expenses; our quote is always exactly what the seller will receive.

Remember that when seller financing is involved, the process is much quicker and smoother than dealing with a financial institution -- and much more likely to close!

What we can pay for a particular mortgage, trust deed or business note is of course determined by a number of factors: the lien position; the real estate securing the note; type of business, loan-to-value ratios; payment history (if any); payor credit history; owner-occupied vs. non-owner-occupied (if a house); amortized note vs. interest-only and balloon; interest rate and term of the note; and current market interest rates.

We pay the highest cash possible to the property seller for the mortgage,  trust deed or business.

Just give us a call or email us to setup an note appraisal.

Please feel free to request a copy of our free 95 page "Note Owners Manual".
A must read for any note holder that wants to manage and protect their investment.